About the author:
Sean P. EgenAfter realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
Time is a commodity most of us are lacking. Between work, chores, raising kids, taking care of ourselves, and hopefully finding a few minutes to unwind each night before getting up to do it all again, it can be tough to find the time to improve our situation. Particularly when it comes to finances, which, let’s face it, can be even less appealing than working out at your overcrowded gym after a long, tiring day.
Building credit can be challenging—particularly if you’re young, new to the world of credit, or if you’ve experienced credit issues in the past. You need a history of using credit responsibly in order to get credit, yet you need to be extended credit in order to establish a reliable credit history. So how do you get around this seeming Catch 22?
Most folks who find themselves overwhelmed by debt didn’t plan on being there. Which is why taking the opposite approach and having a solid plan to get out of debt makes good sense. But there are lots of debt-reducing strategies out there, so which one is right for you?
“Black Friday.” To some, these two words conjure up feelings of anxiety and dread. Hordes of shoppers colliding in a frenzied mass of humanity—or inhumanity—each hell-bent on filling their cart with as much discounted holiday merchandise as possible before time or inventories run out.
As summer draws near, it’s time to once again plan that summer vacation. But a week or two at a major theme park or trendy beach destination can quickly set you back to the point where you spend more time worrying about your growing credit card balance than relaxing with the family or de-stressing by the pool. So, in the spirit of getting a little downtime without all the added financial stress, here are a few alternatives to consider in lieu of a traditional summer getaway.
Going to college should ideally be a time of discovery, learning, and new experiences. Unfortunately, identity thieves may view your college years as a prime time to go after your personal information in order to make fraudulent purchases or open unauthorized accounts. And discovering an unauthorized credit card on your credit report, learning your personal information has been compromised, and experiencing identity theft firsthand is not a situation any college student should have to go through.
After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.