About the author:
Sean P. EgenAfter realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
If you’ve got some cash you’re looking to keep in a safe place and earn interest on, you may be considering a money market or a high-yield savings account. Both of these options offer the security of a standard savings account, but they typically pay higher interest rates. And they don’t require you to leave your money in them for a set period of time like a certificate of deposit.
Every time you pull up to a gasoline pump to fill up your vehicle, you have to answer one question: Cash or credit? Well, using a credit card to purchase gasoline can offer multiple advantages over paying with cash, yet many people still insist on paying with cash. We’ll get into those advantages, but first, for those of you still paying with cash because you’ve never tried paying by credit card, let’s cover the basics of how you actually go about paying at the pump with a credit card.
There’s a credit card for nearly everyone, and that includes sports fans. Passionate sports fans want to show their support for their favorite sports or teams with just about everything they do, including making purchases with a credit card. But a sports-themed credit card can do more than just announce to the world that you’re a super fan. Along with the many benefits credit cards offer in general, here are a few other pluses a sports-themed credit card may offer.
A savings account is an account offered by a bank or credit union that allows you to keep your money in a safe place while also earning interest. Savings accounts are considered “safe” because your money is federally insured for up to $250,000 per account owner, per insured bank. If the savings account is through a bank, it is insured by the Federal Deposit Insurance Corporation (FDIC); if it’s through a credit union, it is insured by the National Credit Union Association (NCUA).
A points credit card earns you points when you make eligible purchases with the card. It is one of the most popular types of rewards credit card, along with cash back rewards cards and travel miles cards. Points earned with a points credit card can typically be redeemed for discounted or complimentary travel, merchandise, gift cards, statement credits, or more.
A rewards credit card can be a great tool for getting more purchasing power. Depending on the credit card, it could earn you cash back rewards, points, travel miles, or more for using that card to purchase eligible items instead of paying with cash, check, or debit card. Used strategically, a rewards credit card could net you travel, merchandise, gift cards, statement credits, and more just for buying things you need or want with that card.
There are lots of reasons to get a pet, including companionship, unconditional love, reduced stress levels, immune system boosts, and more. This article isn’t going to try to sell you on why you should have a pet. Instead, we’ll focus on why, after you’ve made the decision to bring a pet into your life, you should adopt a pet from a shelter instead of purchasing one from a pet store or breeder.
Despite cheerful songs about chestnuts roasting on open fires and it being the most wonderful time of the year, for many, the holidays are the most stressful time of the year. In fact, one survey of 2,000 adults revealed 88 percent of respondents found the holidays to be the most stressful time of the year. As far as what specifically stressed them out, 56 percent said it was the financial strain brought on by the holidays, and 48 percent said it was the added stress of finding and buying gifts for everyone.
After realizing he couldn’t pay back his outrageous film school student loans with rejection notices from Hollywood studios, Sean focused his screenwriting skills on scripting corporate videos. Videos led to marketing communications, which led to articles and, before he knew it, Sean was making a living as a writer. He continues to do so today by leveraging his expertise in credit, financial planning, wealth-building, and living your best life for Credit One Bank.
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.