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Credit Score

A man sits at a table by the window looking at his laptop with pen in hand, perhaps getting ready to apply for a credit card.

How Do I Get a Credit Card? Applying and Getting Approved

Applying for a credit card is easy, but getting approved takes some strategy. Find out the requirements and considerations before submitting your next application.

A man uses his hand to stop wooden blocks from toppling over like dominos, representing the impact of poor debt management on credit scores and taking action to prevent it.

Impact of Poor Debt Management on Credit Score

Neglecting to manage your debt can have a negative effect on your credit score. Learn how to avoid this situation with these tips.

A woman thoughtfully holds up her credit card while walking through an outdoor shopping center, perhaps happy that she has an unsecured credit card.

What Are Unsecured Credit Cards?

Unsecured credit cards can boost your financial situation, but only if you manage them properly. Here’s everything you need to know before getting one.

A young woman raises her fist in celebration while holding up her credit card, as if she’s pleased with her starting credit score.

What Credit Score Do You Start With?

Wondering what your starting credit score is? Learn how to build a strong foundation from the beginning of your credit journey.

Credit Wrecker: Max Out paying with a credit card

How Much of Your Credit Line To Use

It might seem like your credit line is there to spend. But using just a small portion may be better for your credit score.

A business woman holds a credit card while using her laptop, and an image of a globe reading “credit score” is surrounded by icons of various financial aspects that could affect a credit score.

How To Improve Your Credit Score

Raising your credit score could lead to higher credit limits and lower interest rates. Here’s how to improve your score and your overall financial life.

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